BankingBanking Decoded
KYC Overdue? Will Your Bank Account Be Frozen? Here’s What RBI’s Rules Say
An overdue KYC doesn’t always mean a frozen account. Here’s what RBI’s 2025 rules say about the grace period, reminders, easy updates and KYC fraud.
Banking · Investing · Personal finance
Money matters, explained simply.
NeoKosh breaks down RBI rules, banking products and investment ideas with everyday examples — so you can ask the right questions and make informed decisions.
Read the blogLatest articles
All articles →
BankingBanking Decoded
Why Did RBI Close the NRI Deposit Rate Window Early? The Simple Story Behind the Rule Change
RBI shortened the special NRE and FCNR(B) deposit-rate window from 30 September to 31 August 2026. Here’s what changed, what it means for NRIs, and why.
Free calculators
Coming soonFIRE calculator
How much you need to retire early, and when you could get there.
SIP calculator
Project the future value of a monthly mutual-fund investment.
FD & RD calculator
Maturity amount and interest earned on bank deposits.
EMI calculator
Monthly instalments and total interest on a home, car or personal loan.