BankingBanking Decoded
KYC Overdue? Will Your Bank Account Be Frozen? Here’s What RBI’s Rules Say
An overdue KYC doesn’t always mean a frozen account. Here’s what RBI’s 2025 rules say about the grace period, reminders, easy updates and KYC fraud.
NeoKosh Blog
Finance, decoded
Plain-language explainers on RBI rules, bank deposits, NRI banking, investing and personal finance from NeoKosh.
BankingBanking Decoded
Why Did RBI Close the NRI Deposit Rate Window Early? The Simple Story Behind the Rule Change
RBI shortened the special NRE and FCNR(B) deposit-rate window from 30 September to 31 August 2026. Here’s what changed, what it means for NRIs, and why.